Built on a Belief That Everyone Deserves a Second Chance
CreditPro was born out of frustration. Our founder, David Chen, spent over a decade as a consumer finance attorney watching hardworking families get trapped in cycles of bad credit. Medical emergencies, job losses, divorces, and predatory lending practices left millions of Americans with credit reports that did not accurately reflect who they were or their ability to repay.
The credit bureaus, Equifax, Experian, and TransUnion, are profit-driven data companies. They collect information from creditors and generate reports, but they make mistakes. According to a Federal Trade Commission study, one in four consumers identified errors on their credit reports that could affect their scores. That means roughly 50 million Americans may be paying higher interest rates, getting denied for loans, or missing out on housing opportunities because of inaccurate information.
David founded CreditPro in 2009 with a simple mission: give everyday people access to the same legal tools and credit expertise that wealthy individuals use to protect their financial reputations. Today, our team of certified credit analysts, consumer protection attorneys, and client success specialists has helped remove over 200,000 negative items and improve the credit profiles of more than 100,000 clients across all 50 states.
