Transparent Pricing

Plans That Fit Your Budget

No hidden fees, no long-term contracts, and a 60-day satisfaction guarantee on every plan. Cancel anytime with no penalty.

Essential

$79/month

Foundation credit repair for individuals ready to take the first step toward better credit.

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✓Disputes with all 3 bureaus
✓Up to 5 dispute items per round
✓Monthly credit score updates
✓Online client portal access
✓Email support
✗Tradeline building program
✗Debt validation letters
✗Cease and desist services
✗Identity protection suite
✗Dedicated credit analyst
✗Priority phone support

Professional

$119/month

Our most popular plan. Comprehensive repair plus credit building for maximum results.

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✓Unlimited disputes with all 3 bureaus
✓Unlimited dispute items per round
✓Real-time credit monitoring
✓Online client portal access
✓Email and chat support
✓Tradeline building program
✓Debt validation letters
✓Cease and desist services
✗Identity protection suite
✗Dedicated credit analyst
✗Priority phone support

Premium

$149/month

Everything in Professional plus identity protection, dedicated analyst, and priority support.

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✓Unlimited disputes with all 3 bureaus
✓Unlimited dispute items per round
✓Real-time credit monitoring
✓Online client portal access
✓Email, chat, and phone support
✓Tradeline building program
✓Debt validation letters
✓Cease and desist services
✓Identity protection suite
✓Dedicated credit analyst
✓Priority phone support

Family Plans

Add your spouse, partner, or family members to any plan and save. Credit problems affect the whole household, and our family plans make it affordable to repair credit together.

Couples Plan

$179/month for 2

Two Professional plans bundled together at a $59 monthly discount. Both members get unlimited disputes, tradeline building, debt validation, and real-time monitoring. Perfect for married couples or partners who want to improve their credit before a major purchase like a home.

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Family Plan

$249/month for up to 4

Up to four family members on Premium plans at a massive discount. Every member gets unlimited disputes, tradeline building, identity protection, and a dedicated credit analyst. The most comprehensive and cost-effective option for families serious about financial improvement.

Get Family Plan

Frequently Asked About Pricing

Is there a setup fee?

No. There are no setup fees, enrollment fees, or hidden charges. Your first payment is your monthly subscription fee, and that is the only charge you will ever see from us.

Can I cancel anytime?

Yes. All plans are month-to-month with no long-term contracts. You can cancel at any time through your client portal or by calling our support team. There are no cancellation fees or penalties.

What is the 60-day satisfaction guarantee?

If you are not satisfied with your results within the first 60 days, we will refund your subscription fees in full. No questions asked, no hoops to jump through.

Can I upgrade or downgrade my plan?

Absolutely. You can change your plan at any time through your client portal. Upgrades take effect immediately, and downgrades apply at the start of your next billing cycle.

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