See Your Savings
Credit Score Impact Calculator
Drag the sliders to see exactly how much a better credit score could save you on mortgages, auto loans, personal loans, and more.
30-Year Mortgage
$300,000Current (580)8.8% APR$2,371/moTotal: $853,496
→
Target (740)6.8% APR$1,956/moTotal: $704,079
You Save:$149,417 ($415/mo)
Auto Loan (5yr)
$35,000Current (580)16.0% APR$851/moTotal: $51,068
→
Target (740)6.5% APR$685/moTotal: $41,089
You Save:$9,979 ($166/mo)
Personal Loan (3yr)
$15,000Current (580)28.0% APR$620/moTotal: $22,336
→
Target (740)11.0% APR$491/moTotal: $17,679
You Save:$4,657 ($129/mo)
Student Loan Refi
$50,000Current (580)11.5% APR$703/moTotal: $84,357
→
Target (740)5.8% APR$550/moTotal: $66,011
You Save:$18,346 ($153/mo)
These calculations are estimates based on average market rates for each credit score range. Actual rates vary by lender, loan type, down payment, debt-to-income ratio, and other factors. This calculator is for educational purposes only and does not constitute financial advice.
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Our average client sees 40 to 100 points of improvement in six months. That could mean thousands in savings every year.
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